特别关注

专题

　　11 手机支付撑起农村金融服务的一片蓝天

　　——访中国邮政储蓄银行股份有限公司电子银行部总经理李朝晖/崔艳红

　　14 交通银行信用卡移动金融服务平台的探索与应用/王锦民

　　17 移动金融引领全新生活时代/丁 蔚

　　20 中国银联：搭建开放的移动金融生态圈/杜 娟

　　23 国外移动支付的发展与趋势/高鹏飞 郭 飞

业务管理

　　32 关于新形势下信用卡风险管理转型的思考/沈 艳

　　35 中小型银行如何发展信用卡业务/丁 勇 张 璐

精准营销

　　40 基于我国信用卡市场城市分布的营销策略研究/黎子文

　　43 信用卡优惠的那些事儿

　　——你不知晓的特惠商户信息差错/王 江

个人金融

　　44 当前克隆银行卡犯罪激增的原因及对策/何 虹

　　47 充分利用金融IC 卡优势，推动公交跨域支付/谭 晟 周 涛

支付创新

　　49 移动支付业务发展前景展望/明 皓

　　52 新城镇化与第三方支付机构的移动支付业务/马近朱

　　56 移动支付技术发展前景探究/李铁成 赵红佳

　　58 电子货币浪潮与商业银行/莫晓锋

金融论坛

　　62 关于建立我国存款保险制度的几点思考/李 忠

　　66 基层网点协助有权机关查询、冻结、扣划客户账户风险分析/熊建钢 汪志勇

理财广场

　　70 外国央行降息对外币理财产品收益影响有限/叶林峰

　　73“银基合作”迎来历史新机遇/曾韵佼

乐享时光

旅游

　　76 袖珍之国的大教堂/沈安娜

　　82 丹麦：童话大师的美丽故乡/王高岩

文化漫谈

影评

　　88《天机. 富春山居图》：光怪陆离的“中国式大片” /许 是

行业资讯

　　92 工商银行信用卡发卡量超8000 万张 等

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Contents.

Special Report

Topic

　　11 Mobile payment hold up a blue sky for the rural financial services

　　14 Exploration and application of BOC’s credit card mobile financial services platform

　　17 Mobile financial services lead a new life

　　20 China UnionPay: Construct an open mobile financial ecosystem

　　23 Development and trend of mobile payment abroad

Business Management

　　32 Thinking of the credit card risk management transformation in the new situation

　　35 How to develop credit card business of small and medium banks

Precision Marketing

　　40 Study of the marketing strategy based on the cities distribution of the credit card

　　43 Something about credit card offers

Personal Finance

　　44 Causes and countermeasures of clone bank card crimes had a sharp increase currently

　　47 Financial IC card promotes public transport cross-border payment by the advantages

Payment Innovation

　　49 Prospect of mobile payment services

　　52 New Urbanization and mobile payment service of the third-party payment agencies

　　56 Explore the development prospects of mobile payment technology

　　58 Wave of electronic money vs commercial banks

Finance Forum

　　62 Thoughts about building china’s deposit insurance system

　　66 Analysis on the risks of grassroots branches to assist the organs of power to query, freeze and deduct customer account

Fortune Plaza

　　70 The rate cutting of oreign central banks will impact limitedly on foreign currency financial products revenue

　　73 Banks and fund companies greet a new historical opportunity

Leisure Time

Tourism

　　76 The cathedral of the smallest country

　　82 Denmark: The beautiful hometown of the fairy tales master

Culture Essay

Movies

　　88 Switch : dazzling “Chinese-style blockbuster”

Industry News

　　92 ICBC credit card volume exceeded 80 million,etc.