特别关注
热点
10 加快个人信用消费金融创新 助推经济转型升级
——访中国工商银行股份有限公司牡丹卡中心总裁栾建胜/代 萍
专题
15 构建多元化产品服务体系 夯实征信市场发展基础
——访中国人民银行征信中心党委书记王晓明/代 萍
20 芝麻信用 ：做合规标杆式征信公司
——访芝麻信用管理有限公司总经理胡滔/彭惠新
25 领先布局 考拉征信打造全领域征信服务平台
——访考拉征信服务有限公司总裁李广雨/杜 娟
29 依托集团优势 提升核心竞争力
——访深圳前海征信中心股份有限公司总经理邱寒/代 萍
业务管理
32 国外信用卡业务创新策略及其对我国商业银行的启示/何开宇
36 商业银行信用卡业务转型发展研究/高 尚
39 国际银行卡刷卡手续费定价机制对我国的启示/郑 爽
金融 IC 卡
42 以金融 IC 卡为突破口 助推教育金融服务全面升级/谢立英
46 欠发达地区金融 IC 卡应用的问题与对策/程世荣 李冬梅
支付创新
48 数字电视支付的模式和发展建议/经 邦
51 基层商业银行电子支付业务存在的问题及建议/何 虹 王宏亭
金融论坛
54 大数据时代信用卡业务数据挖掘问题浅析/王庆露 翟蔚杰
57 基于统一金融机构编码信息的大数据应用探讨/唐 波 等
60 银行业金融消费者权益保护问题不容忽视/匡 军
63 虚拟电子账户洗钱风险探析及防范策略选择/许井荣
法律事务
67 信用卡催收诉讼的几个常见问题/吴春林
71 商业银行与个人签订劳务合同的法律风险及防范建议/赵 禹
理财广场
75 大额存单或将显著冲击保本型银行理财产品/匡宸郗
78 银行理财将向更高层级的财富管理发展/魏骥遥
精品视窗
81 关于金融社保卡多应用推广的探讨/袁 华
乐享时光
旅游
82 里约热内卢 ：上帝在第七天创造的圣地/老 兜
文化漫谈
随笔
88 北大游记/董晓凌
行业资讯
92 工商银行与中建携手打造千亿级电商平台 等
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CONTENTS.
Special Report
Hotpoint
10 Accelerate personal credit consumption financial innovation and boost economic restructuring upgrading
Topic
15 Build diversified product service system and reinforce the development of the credit market
20 Sesame Credit: to build the compliance pacesetter of credit companies
25 Be in lead of the layout, Koala Credit wants to build the whole field credit information service platform
29 Relying on the advantages of the group to enhance the core competitiveness
Business Management
32 The enlightenment of foreign credit card business innovation strategy to our commercial banks
36 Research of commercial bank credit card business transformation development
39 Enlightenment of international bank card fee pricing mechanism to China
Financial IC card
42 Promote education financial services comprehensive upgrade with the financial IC card as a breakthrough point
46 Problems and countermeasures of financial IC card application in less developed areas
Payment Innovation
48 The mode and development suggestion of digital TV payment
51 The problems and suggestions of the electronic payment service for basic commercial banks
Finance Forum
54 Analysis of the problem of credit card business data mining in the age of big data
57 Discussion on the application of large data based on uniform financial institution code information
60 The problems of banking consumer right protection work can not be ignored
63 Analysis on the risk of money laundering in virtual electronic accounts and strategy selection
Legal Affairs
67 Several common problems about credit card collection procedure
71 Legal risks and preventive suggestions for labor contracts between commercial banks and individual
Fortune Plaza
75 Certificates of deposit will have a significant impact on the banks’ Capital Preservation financial products
78 Bank financial management will move to a higher level of wealth management
Enterprise Exhibition
81 Discussion on the multiple application of the financial social security card
Leisure Time
Tourism
82 Rio De Janeiro: the Holy Land God created in the seventh day
Culture Essay
Informal essay
88 The travel essay to Beijing University
Industry News
92 ICBC and CSCEC cooperate to build a hundred billion electricity business platform, etc.
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