目录

特别关注

专题

　　11“互联网+”下信用卡产业发展正当其时/ 戴 兵

　　14“互联网+ 人性化”：平安信用卡发展新思路/ 许琼华

　　17 虚拟信用卡：互联网时代的信用卡业务创新/ 吴宇凯

　　20 拥抱“互联网+” 拓展信用卡服务的广度和深度/ 彭惠新

　　22 广发信用卡：打造“三位一体”的互联网金融生态圈/ 凌华年 张泊宁

　　25 移动支付时代：戴好手环，一起出发/ 潘 钢

热点

　　29 新规助力信用卡利率市场化全面提速/ 郝士鹏

业务管理

　　34 新形势下商业银行信用卡业务的顺势变革/ 奚琳琳

　　39 转型，从发卡开始/ 徐 进

个人金融

　　42 农民工银行卡推广应用中存在的问题及对策建议/ 熊国红

　　44 中小城市出租车应用金融IC 卡项目之思考/ 陈 伟

支付创新

　　48 第三方支付行业的竞合对策/ 王 怡

　　54 美国反支付欺诈措施对我国的启示/ 陈 磊

金融论坛

　　56 对当前中资银行反洗钱工作有效性的思考/ 武 江 等

　　62 对我国境内居民个人境外投资改革的探析/ 张大龙

法律事务

　　66 信贷格式合同填制的操作风险及其防范措施/ 陈福录

精品视窗

　　70 恩智浦：跨本地化与跨界合作 助力中国金融安全弯道超车/ 杜 娟

理财广场

　　72 如何选择财富管理公司/ 夏 春

　　76 银行理财产品平均收益率的区域性特征分析/ 李林夏

乐享时光

旅游

　　82 魔幻英伦之旅：再见《哈利·波特》/ 瞿 蓉

文化漫谈

收藏

　　89 银行卡“讲述”中华孝文化/ 张震天

行业资讯

　　94 工商银行在美成功发行首张信用卡 等

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CONTENTS

Special Report

Topic

　　11 The development of the credit card industry in the “Internet+”Age

　　14 “Internet+ Humanization”: new ideas for development of PingAn credit card

　　17 Virtual credit card: the credit card business innovation in the Internet Age

　　20 Embracing the “Internet+” to expand the breadth and depth of the credit card service

　　22 CGB credit card: building a three-in-one internet financial ecosystem

　　25 In Mobile Payment Era:wearing a bracelet to set out together

Hot point

　　29 The new regulation of credit card helps to speed credit card interest rate marketization

Business Management

　　34 Under the new situation of commercial bank credit card business change

　　39 Business transformation, starting from the issue

Personal Finance

　　42 Problems and countermeasures of the popularization and application of migrant workers’ bank card

　　44 Thinking about the application of financial IC card for taxi in small and medium sized cities

Payment Innovation

　　48 The countermeasures of competition and cooperation of the third party payment industry

　　54 The enlightenment to China from the United States anti fraud measures of payment

Finance Forum

　　56 Reflections on the effectiveness of anti money laundering in China’s banks

　　62 An analysis of the reform of the domestic residents’ personal overseas investment in China

Legal Affairs

　　66 Operational risk and preventive measures of credit the standard form contract

Enterprise Exhibition

　　70 NXP: crossing localization and cross-border cooperation help China’s financial security corner overtaking

Fortune Plaza

　　72 How to choose fortune management company

　　76 Analysis on the regional characteristics of the Average Rate of Return of bank financial products

Leisure Time

Tourism

　　82 The magic tour in England: Goodbye, Harry Porter

Culture Essay

Collection

　　89 Bank card “tells” the Chinese filial piety culture

Industry News

　　94 ICBC issued the first credit card in USA successfully, etc.