特别关注

专题

　　9 零售战略行稳致远 智慧转型蹄疾步稳 /宋建华

　　14 金融科技为个人金融业务赋能 /刘 鑫

　　19 依托金融科技，加速发展零售智慧金融业务 /慈亚平

　　23 跨界融合，郑州银行唱响“金融科技之声” /张文建

信用卡运营

　　27 刍议信用卡业务经营现状及发展趋势 /张 乐

　　31 新型支付冲击下的信用卡业务经营 /岳修浩

个人金融

　　34 对湖北省商业银行理财产品成本情况的调研 /吴 昊

支付创新

　　41“双向开放”推动我国移动支付稳健发展 /董希淼

　　44 中国支付业在欧洲

　　   ——比荷卢经济联盟篇 /马近朱

金融论坛

　　49 单位结算账户运营风险分析 /中国工商银行江西省分行运营管理部课题组

　　54 基层人民银行反假货币信息系统的设计与实现 /周国涛

法律事务

　　58 储户在第三方网站使用网银遭受损失所产生赔偿责任的判断 /李世寅

　　62 银行创新虚拟账户别忽视冻结扣划存款的规定 /陈福录

行业应用

　　64 众银家App ：多方共赢的信用卡业务平台 /申 凯

财富管理

　　65“险”中求胜

　　   ——2018 年大类资产配置策略 /赵荣春

　　71 个人外汇理财业务发展现状研究 /陈雪峰

乐享时光

旅游

　　76 绚丽北极 /李 萍

摄影

　　82 用镜头讲述金融故事

　　   ——中国金融摄影家协会主席徐波访谈 /谢香玲

文化漫谈

品鉴

　　86 浅谈过渡版银行卡 /张震天

金融书苑

　　90 透视财富管理的“芳华”时代

财经要闻

　　92 2018 年中国人民银行工作会议召开 等

行业资讯

　　94 工商银行推出对公客户智能开户服务 等

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Special Report

Topic

　　9 Maintain sustainable retail banking business development and promote the intelligent transformation

　　14 FinTech empowers personal banking business

　　19 Accelerate the development of smart retail banking business based on FinTech

　　23 Bank of Zhengzhou is singing the “Song of FinTech” based on the cross boundary integration

Credit Card Operation

　　27 Research on the current situation and development trend of credit card business

　　31 Credit card business operation under the new payment impact

Personal Financial

　　34 Research on the cost of wealth management products in Hubei province commercial banks

Payment Innovation

　　41 “Two-way opening up” promotes the steady development of China’s mobile payment

　　44 China’s payment industry in UEB

Finance Forum

　　49 Analysis of the entity settlement account operational risks

　　54 The design and implementation of the anti-counterfeit money information system of the basic branch of the People’s Bank of China

Legal Affairs

　　58 Judgments by depositors of liability for loss caused by the use of Internet banking on third-party websites

　　62 Don’t ignore the provisions of the freeze deduction deposit of bank innovation virtual account

Industry Application

　　64 Zonbank：a multi-win credit card business platform

Wealth Management

　　65 The allocation strategy of large category assets is “striving for victory in risk”

　　71 Research on the development status of personal foreign exchange finance business

Leisure Time

Tourism

　　76 The gorgeous Arctic

Photography

　　82 Telling financial stories with camera

Culture Essay

Appreciation

　　86 Appreciation of the transitional bank card

Book Recommendation

　　90 Perspective of the “Youth”era of wealth management

Economic News

　　92 PBC held its 2018 Work Conference,etc.

Industry News

　　94 ICBC launches intelligent account opening service for corporate customers,etc.