特别关注

专题

　　9 聚势赋能，一键共赢——工银“AI指数”打造个人基金资产配置新模式 /宋建华

　　13 科技引领变革，数字管理财富——“农银智投”开启智能投资新时代 /刘伟杰

　　17 为财富管理插上人工智能的翅膀——访江苏银行零售业务部总经理梅振坤 /彭惠新

　　20 智能投顾迎来黄金发展期 /谢香玲

专访

　　23 探索独具特色的普惠金融发展之路——访兴业银行普惠金融事业部总经理颜勇 /彭惠新

信用卡运营

　　30 金融科技推动的全球信用卡创新思路分析和建议 /何开宇

　　35 大学生群体：信用卡业务的宝藏 /岳修浩

个人金融

　　39 不为惊天动地 只为生活点滴

　　   ——光大云缴费全力构建“金融+ 生活+服务”普惠生态系统 /康 超

　　41 关于私人银行增值服务发展的几点思考 李益强

支付创新

　　45 普惠金融背景下现代支付发展模式的探索与思考

　　   ——以常州市武进区移动支付商圈建设为例 /戴 晏

　　48 浅析基层人民银行无证经营支付业务监管工作存在的几大难题 /郭 静

金融论坛

　　50 加快改革转型 民生银行构建全面风险管理体系 /谢香玲

　　52 绿色增长质量与区域信贷结构优化 /王 丹 陈 伟

法律事务

　　56 一起代办查询客户账户明细的案例分析 /赵 禹

行业应用

　　59 关于盘活商业银行沉默资产的思考(一)

　　   ——大数据洞见高价值潜力客户，助力信用卡业务精细化运营

财富管理

　　61 从资管新规看银行理财消费者权益保护 /赵 锋

　　66 区块链投资浅析 /李虹含 袁丽琪

文化漫谈

品鉴

　　69 航空联名信用卡历史与欣赏 /张震天

金融书苑

　　74 智能投顾，让财富管理从此走下神坛

随笔

　　76 从与《列宁是怎样写作学习的》一书的“重逢”说起 /陈玉明

乐享时光

旅游

　　78 阿凯迪亚国家公园赏秋 /黎晓波

财经要闻

　　84 国务院发布报告称国有金融企业资产总额241万亿元 等

行业资讯

　　86 探索新时期信用卡风险资产管理的高效路径

　　   ——“2018年区域银行信用卡风险资产管理研讨会”成功召开 /彭惠新

　　92 工商银行与故宫博物院签署战略合作协议 等

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Special Report

Topic

　　9 ICBC “AI Index”creates a new pattern of personal fund asset allocation

　　13“ABC Robo-funds-Advisor” opens a new era of intelligent investment

　　17 Interview with Mei Zhenkun, the general manager of Retail Banking Department of Bank of Jiangsu

　　20 Robo-Advisor has ushered in a golden period of development

Interview

　　23 Interview with Yan Yong, general manager of inclusive Finance Department of INDUSTRIAL Bank

Credit Card Operation

　　30 Analysis and suggestions of global credit card innovation promoted by FinTech

　　35 College students: the treasure trove of credit card business

Personal Financial

　　39 Everbright Cloud Payment platform strives to build inclusive ecosystem of “finance+life+services”

　　41 Some thoughts on the development of value-added services for private banking

Payment Innovation

　　45 The exploration and thinking of modern payment development mode under the background of inclusive finance

　　48 A brief analysis of existing problems about the unlicensed operation payment business supervision work of the basic People’s Bank of China

Finance Forum

　　50 China Minsheng Bank accelerates reform and transformation and establishes a comprehensive risk management system

　　52 Green growth quality and regional credit structure optimization

Legal Affairs

　　56 A case study of proxy querying customer account details

Industry Application

　　59 Big data’s insight into customers with high value potential customers contributes to refined operation of credit card business

Wealth Management

　　61 The protection of banking consumer rights and interests viewed from the asset management new rules

　　66 A brief analysis of blockchain investment

Culture Essay

Appreciation

　　69 History and appreciation of airline joint credit card

Book Recommendation

　　74 Robo-Advisor lets the wealth management step down the altar from now on

Essays

　　76 Starting from “reunion”of the book How did Lenin write and learn

Leisure Time

Tourism

　　78 Enjoy Acadia’s dramatic fall foliage

Economic News

　　84 The State Council issued the report saying that the total assets of state-owned financial enterprises are 241 trillion yuan,etc.

Industry News

　　86 Seminar on Credit Card Risk Asset Management of Regional Bank in 2018 has been held successfully

　　92 ICBC signed strategic cooperation agreement with Palace Museum,etc.