特别关注

  9 电商为翼，金融为体，商融结合赋能实体经济 /鲁小涛

  15 中信银行信用卡友鱼商城：构筑一站式“金融+ 消费生活”服务平台 /康 超

  19 银行系电商平台的分化与进化 /彭惠新

  24 对银行系电商发展的思考——由黄峥身家超越马云想到的 /龙 昊

观察

  27 危中有机：加强银行信用卡中心和互联网机构合作 /张 倩 胡宏洋

热点

  32 浅谈《民法典》新规定对银行信贷业务的影响 /陈福录

  37 基于网络金融视角解读《民法典》 /胡小龙

信用卡运营

  41 加强存量客户经营，提升市场核心竞争力 /李 昕 蔺 彬

  44 信用卡业务应从客户服务向用户服务转型 /魏 芳

金融视界

  47 建设银行：探路可持续发展扶贫新模式 /谢香玲

个人金融

  50 银行业务人员的数字化转型 /郭锐鹏 谷文哲

支付研究

  56 关于支付市场垄断与跨市场竞争问题的探讨 /张 璇

  61 基层人民银行关于完善非银行支付机构监管对策建议 /陈 磊

网络金融

  64 对后疫情时代互联网金融发展机遇的几点思考 /秦 芳

金融论坛

  69 地摊经济下银行新零售该如何创新？ /彭 智

  72 小微企业应收账款融资业务发展问题研究——以甘肃省嘉峪关市为例 /王 霞

专栏

  76 理性看待我国支付市场面临的挑战 /杨 涛

  79 支付行业应坚持“创新不缺位、合规不越位” /陈玉明

  82 疫情下金融机构与金融科技企业的融合大势 /马近朱

文化漫谈

  85 追溯第一张磁条信用卡的诞生历程 /陈子

  88 新书推荐

财经要闻

  90 人民银行等五部委进一步降低小微企业综合融资成本 等

行业资讯

  92 工商银行成立工银大学新星学院 等

Special Report

  9 E-commerce as the wing, finance as the body, combining business and finance to empower the real economy

  15 CITIC Bank Credit Card Youyu Mall: building a one-stop service platform for “finance +consumer life”

  19 Differentiation and evolution of banking e-commerce platform

  24 Thoughts on the development of banking e-commerce platform

Observation

  27 Opportunities in crisis: enhancing cooperation between bank credit card centres and internet agencies

Hot Point

  32 About the influence of new provisions of the Civil Code on bank credit business

  37 Interpretation of the Civil Code from the perspective of internet finance

Credit Card Operation

  41 Strengthen management of stock customer and enhance market core competitiveness

  44 Credit card business should be transformed from customer service to user service

Finance Horizon

  47China Construction Bank explores a new model of sustainable development of poverty alleviation

Personal Financial

  50 The digital transformation of banking staff

Payment Research

  56 Discussion on payment market monopoly and cross-market competition

  61 Suggestions on improving the supervision of non-bank payment institutions by grassroots People’s Bank of China

Network Finance

  64 Thoughts on the development opportunities of Internet finance in the post-epidemic era

Finance Forum

  69 How to innovate the bank’s new retail business under the background of stall market economy

  72 Research on the development of accounts receivable financing business of small and micro enterprises

Special Column

  76 A rational view of the challenges of China’s payment market

  79 Payment industry should adhere to the principle of “no shortage of innovation, no offside of compliance”

  82 The Convergence of FIs and FinTechs under COVID-19

Culture Essay

  85 Trace the birth of the first magnetic stripe credit card

  88 New books recommendation

Economic News

  90 Five ministries and commissions such as the People’s Bank of China further reduce the cost of comprehensive

  financing for small and micro enterprises,etc.

Industry News

  92 ICBC establishes New Star College of ICBC University,etc.