特别关注

　　9 以App 平台为媒介，打造信用卡线上消费金融生态圈 /王都富

　　15“阳光惠生活”App ：光大信用卡业务转型主阵地 /刘瑜晓

　　19 金融科技助力转型，“全民生活”App 开启智能生活新格局 /陈大鹏

　　22“动卡空间”App 助力中信银行信用卡业务转型 /康 超

　　26 App 成转型主阵地，招商银行践行“先App 后信用卡” /彭惠新

　　29 广发“发现精彩”App ：向“生活服务平台”转变 /李家隽

热点

　　32 ETC 大战正酣 /崔 毅

信用卡运营

　　36 耕耘十五载，兴业“活力人生”深入人心 /彭惠新

　　41 平安口袋商城：大数据、场景化服务，打造核心竞争力

　　   ——平安银行信用卡中心商城平台团队副总经理胡瑛访谈 /彭惠新

　　44 广发商城：为信用卡业务赋能

　　   ——广发银行信用卡中心电商项目组副总经理王波访谈 /彭惠新

法律事务

　　48 关于POS 虚假交易所刷银行卡性质定性的分析 /李世寅 周静宜

金融论坛

　　52 商业银行国际收支统计申报存在的问题及对策建议 /张新存

　　59 对中国银联保险行业发展的一些思考 /杨青华

　　63 资源型城市绿色金融支持循环经济发展研究 /王 霞

行业应用

　　67 让金融科技为信用卡业务赋能——康旗股份总裁廖石坚访谈 /彭惠新

乐享时光

　　70 光与影 /顾 骏

　　74 重走“天山路” /闵光荣

文化漫谈

　　80 信用卡的凸码情结：坚守还是放弃?——从Visa Quick Read Card 谈起 /陈子

　　84 新书推荐

财经要闻

　　86 我国新推出11 条金融业对外开放措施 等

行业资讯

　　88 共话移动支付发展大计

　　   ——“移动支付创新服务产业升级及高质量发展研讨会”在京召开 /彭惠新

　　92 中国银联联合商业银行推出跨境返现卡 等

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Special Report

　　9 Create consumer finance ecosphere online of credit card by means of App platform

　　15 Credit Card App of CEB is the mainland of CEB credit card business transition

　　19 FinTech helps transform, Credit Card App of CMBC opens a new pattern of intelligent life

　　22 Credit Card App helps CITIC with business transformation

　　26 App becomes the mainland of transformation, CMB implements “After App to Credit Card”

　　29 Credit Card App of CGB changes to “Life Service Platform”

Hotspot

　　32 ETC market is in the tough competition

Credit Card Operation

　　36 “Vigorous Life” of INDUSTRIAL BANK has been popular after fifteen years hard work

　　41 Interview with Hu Ying, Deputy General Manager for e-Commerce of PINGAN BANK Credit Card Center

　　44 Interview with Jacky Wang, Deputy General Manager for e-Commerce of CGB Credit Card Center

Legal Affairs

　　48 The qualitative analysis of bank card characterization on POS false exchanges

Finance Forum

　　52 Problems and countermeasures for statistics and declarations of international receipts and payments of commercial banks

　　59 Thoughts on the development in insurance industry of China UnionPay

　　63 Research on green finance supporting circular economy development in resource-based cities

Industry Application

　　67 Interview with Time, the president of Kangqi

Leisure Time

　　70 Light & Shadow

　　74 Revisit Tianshan Highway

Culture Essay

　　80 The emboss code of credit card: stick to or give up?

　　84 New books recommendation

Economic News

　　86 China unveils 11 new measures to further open up its financial markets, etc.

Industry News

　　88 “The Seminar on Mobile Payment Innovation Service Industry Upgrading and High-quality Development” was held in Beijing

　　92 China UnionPay and commercial banks jointly launch Cross-border Cash Back Card, etc.