特别关注
专题
11“分”享未来 “贷”动增长/崔艳红
14 信用卡融资让小微企业不再“等贷”/杜 娟
17 第三方平台抢滩小微信贷市场/彭惠新
20 多样化市场格局下的汽车消费信贷发展趋势/白 蓉 刘 欣
26 我国消费金融发展现状及改革思路/杨 涛
业务管理
30 从业务收入的视角分析上市银行2012 年银行卡业务/银联商务有限公司战略发展部
39 二手车购车分期业务拓展小议/唐启蒙
精准营销
42 从大众点评网看信用卡商户经营/周光举
44 信用卡优惠的那些事儿
——哪些优惠活动更给力/王 江
个人金融
45 银行卡助农取款服务推广的制约因素及对策/王粤海
50 银行卡助农取款业务存在的问题及建议/杜云展
支付创新
53 山西省农村地区支付结算服务发展现状分析/高志刚 张晋伟
56 粮食收购市场非现金支付成效显著/唐友伟
58 农村地区支付服务渠道建设存在的问题及对策/胡法根
法律事务
60 法律风险管理：商业银行的核心竞争力/吴春林
金融论坛
64 我国消费金融公司发展展望/郭田勇 刘晓菊
66 网络贷款平台发展现状及商业银行应对之策/赵 丽
理财广场
72 如何选择信托产品/赵 鑫
76 去杠杆时代来临及对集合信托的影响/范 杰
乐享时光
旅游
78 蒲家庄，古巷会寒儒/信天游
82 澳大利亚十大原生态海滩景点/小 宇
文化漫谈
影评
86《盲探》：三人行，其乐无穷/林 檎
摄影
90 月季花开/张保军
书评
92 展示个人金融业务创新的成果
——评《国外个人金融业务创新》/ 宋任萍
行业资讯
94 工商银行小微企业贷款余额超1.8 万亿元 等
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Contents.
Special Report
Topic
11 Enjoy the future by installments grow up by Loans
14 Credit card financing helps small and micro enterprises to get loans
17 The third-party platforms scramble for small micro-credit business
20 Trend of automobile consumer credit in the diversified market structure
26 Development status and reform of consumer finance in China
Business Management
30 Analyze the bankcard business of listed banks in 2012 from the operating revenue
39 Talking about expanding used car installments business
Precision Marketing
42 Exploring credit card merchant operation from Dianping
44 Something about credit card bonus
Personal Finance
45 Constraints and countermeasures of the bank card helping rural withdrawals service promotion
50 Problems and suggestions of bank card rural withdrawals business
Payment Innovation
53 Analysis of the rural payment and settlement services development situation in Shanxi
56 Remarkable results of non-cash payment service for grain purchasing
58 Problems and countermeasures of payment service channel construction in rural areas
Legal Affairs
60 Legal risk management: the core competitiveness of commercial banks
Finance Forum
64 Prospects for the development of consumer financial companies in China
66 The development status of online credit platform and commercial banks’ countermeasures
Fortune Plaza
72 How to choose the trust products
76 The deleveraging era is coming and analysis of its impacts on the collective trust
Leisure Time
Tourism
78 Pu Jiazhuang, meeting the poor scholar in the ancient alley
82 Top ten original ecological beaches in Australia
Culture Essay
Movies
86 Blind Detective: three persons bring us boundless joy
Photography
90 Chinese roses come into flower
Books
92 Comment on “Foreign Personal Financial Business Innovation”
Industry News
94 ICBC small micro-enterprise loan balance exceeded 1.8 trillion yuan,etc.
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