卷首语

　　1 中国信用卡产业三十年：且行且探索 再塑新辉煌 /王希全

特别关注

专题

　　15 规范经营 加快创新 推动我国银行卡业务持续健康发展 /谢 众

　　19 顺应新常态，把握新机遇

　　   ——中国银行卡产业2015年回顾及2016年展望 /时文朝

　　24 服务经济新常态 培育发展新动能 中国信用卡产业扬帆远航正当时 /栾建胜

　　30 创新驱动 跨界融合 依托科技力量提升用卡体验 /刘伟杰

　　33 大数据时代的信用卡风险管理 /徐 瀚

　　37 融合创新 信用卡产业发展正当其时 /戴 兵

　　40 十年铸品牌 再赴百年约 /杨 科

　　44 以掌上生活App打造全新金融生态平台 /张 东

　　48 拥抱“互联网+”构建信用消费新生态 /林德明

　　51 迎战移动支付潮 兴业银行营造信用卡“活力生态圈” /郑志明

　　55 风险管理创新，打造互联网金融核心竞争力 /曾宽扬

　　58 美国运通：与中国市场共成长 /姜大伟

　　63 紧跟潮流JCB与中国银行卡市场共生发展 /大冈俊文

热点

　　68 全国商用密码展览会在京举行 /杜 娟

业务管理

　　71 2015年上半年信用卡行业发展状况分析 /黄晓如 樊灵芝

支付创新

　　80 我国支付清算体系运行的理论与实践前沿 /杨 涛 程 炼

理财广场

　　85 人民币纳入SDR对投资理财的影响 /诺亚财富

文化漫谈

收藏

　　90 纪念澳门回归：见证那段历史的银行卡 /张震天

行业资讯

　　94 工商银行外汇业务全面覆盖“一带一路”沿线国家 等

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CONTENTS

Preamble

　　1 Thirty years of credit card industry in China: exploring with developing ,and creating greater glories

Special Report

Topic

　　15 Standardize the management,speed up innovation,promote China’s bank card business continuous and healthy development

　　19 Conforming to the New Normal, seizing new opportunities

　　24 Services for the economic New Normal, Foster the new energy of development , Chinese credit card industry is set sail

　　30 driven by innovation,Cross-border intermingled,relying on science and technology to promote the experience of using the card

　　33 Credit card risk management in the era of big data

　　37 Integration and innovation, The development of the credit card industry is precisely the opportunity

　　40 Builded brand for ten years,and be being perfected for hundred years

　　44 Create a new financial ecosystem by pocket life App

　　48 Embrace “Internet+” Build a new credit consumption ecology

　　51 Meeting mobile payments tide,CIB creates a dynamic ecosystem of credit card

　　55 Risk management innovation makes the core competitiveness of Internet Banking

　　58 American Express: growing up with the Chinese market

　　63 Keeping up with the trend JCB develops with China’s bank card market

Hot point

　　68 The National Commercial Cipher Exhibition be held in Beijing

Business Management

　　71 Analysis of the development status of the credit card industry in the first half of 2015

Payments Innovation

　　80 Theoretical and practice of the operation of payment and settlement system in China

Fortune Plaza

　　85 The impact of the RMB was received the SDR allocation on investment and financing

Culture Essay

Collection

　　90 Witness the history of Macao’s return by bank cards

Industry News