特别关注

　　专题

　　11 外资银行在中国发行信用卡如何扬长避短/蒋伟森

　　16 以“法式睿智”武装借记卡

　　——法国兴业银行(中国)有限公司投资、个贷及银行卡产品策略部总经理吴蔚访谈/彭惠新

　　19 打造客户首选的借记卡产品

　　——永亨银行(中国)有限公司电子银行部总经理胡金兰访谈/彭惠新

　　22 友利银行借记卡：本土化经营的重要举措

　　——友利银行(中国)有限公司业务支援部经理荆惠春访谈/杜 娟

　　25 外资银行在中国银行卡市场的机遇、挑战和前车之鉴/陈 涛

　　金融IC 卡

　　30 东信和平: 中国智能卡市场的拓展先锋/周少晨

　　33 金融IC 卡在新余市便民缴费支付领域的应用/宋小忠

　　个人金融

　　36 个人结算账户开多户客户欺诈风险动向及应对策略/熊建钢 汪志勇

　　业务管理

　　41 信用卡个案分析引发的风险管理思考/胡 甦 姚卫红

　　44 信用卡催收乱象值得关注/何 虹 海 猛

　　发展策略

　　46 银行卡在农村推广缓慢的原因及对策/李东峰

　　48 苏南地区银行卡助农取款业务推广制约因素探析/董 超

　　法律事务

　　50 从信用卡所有权看发卡行与持卡人的责任边界/盛雅琴

　　53 信用卡信用额度与保证责任研究/侯继虎

　　金融论坛

　　57 我国创业板市场发展问题研究/刘兰英

　　60 盐城市涉农贷款投放情况的调查与思考/唐友伟

　　63 倡导贷款新规理念 取消借新还旧政策/李东卫

　　67 网络借贷急需规范/尚劲宏

　　支付创新

　　69 浅谈区域性银行发展手机银行业务/回 爽

　　71 云银行业务运营模式探究/张保军

　　73 对“农商通”设备试点的探讨/胡法根

　　理财广场

　　76 黄金还是白银?/杨易君

　　79 黄金投资应把握波段操作/修成才

　　乐享时光

　　旅游

　　82 花园城市芝加哥/沈黎明

　　文化漫谈

　　人文

　　87 正定大佛怀古/袁小兵

　　影评

　　90《钱学森》：故国家园旧梦里/许 是

　　行业资讯

　　94 工商银行推出苹果电脑版个人网上银行 等

　　---------------------------------------------------------------

　　Contents

　　Special Report

　　Topic

　　11 How to avoid weaknesses when foreign banks issuing credit cards in China

　　16 Arming debit card by French intelligence and wisdom

　　19 Build customers’ preferred debit card products

　　22 Woori Bank’s Debit Card: Localization is an important measure

　　25 Opportunities, challenges and lessons of foreign banks in Chinese bank card market

　　Financial IC Card

　　30 EASTCOMPEACE: The pioneer of smart card market in China

　　33 Financial IC card’s application in the field of convenient payment of the public utilities area in Xinyu

　　Personal Finance

　　36 Risk trends and countermeasures to the customers having multiple settlement accounts

　　Business Management

　　41 Risk management thinking caused by credit card case study

　　44 The confusing phenomenon of the credit card collection is worthy of attention

　　Development Strategy

　　46 Cause and countermeasures of the slow promotion of promoting bank cards in rural areas

　　48 Analysis of constraints on promoting bank card withdrawals business in Sunan district

　　Legal Affairs

　　50 Look at the card issuer and the cardholder’s responsibility boundary from the aspect of credit card ownership

　　53 Study on the credit limit and warranty responsibility of credit card

　　Finance Forum

　　57 Research on China’s GEM development

　　60 Investigation and reflection on agriculture-related loan situation in Yancheng

　　63 Advocate new regulatory philosophy of loan and cancel the policy of borrowing the new loan to return the old

　　67 Network borrowing needs to standardize urgently

　　Payment Innovation

　　69 Talking about development of mobile banking business of regional banks

　　71 Exploration on cloud banking operation mode

　　73 Discussion on equipment pilot of Nongshangtong

　　Fortune Plaza

　　76 Gold or silver?

　　79 The period operation of gold investment should be grasped

　　Leisure Time

　　Tourism

　　82 Chicago: The garden city

　　Culture Essay

　　Humanities

　　87 Nostalgia of Zhengding’s Buddha

　　Movies

　　90 Hsue-shen Tsien: Homeland in the old dream

　　Industry News

　　94 ICBC launched Mac version personal internet banking, etc.